Products & Services



Central Finance Savings

Upto 5.00%p.a.

Savings depositors who are 18 years of age and above can enjoy a higher rate of interest with all other facilities. Higher the savings balance higher the Savings interest rate.

The Savings account can be opened with a minimum balance of Rs.1, 000/=

Central Finance Lamaa Savings

Upto 6.75%p.a.

Children below the age of 18 years can enjoy special Savings interest rates which are higher than regular savings rates.

The account can be opened with a minimum Savings balance of Rs.500/=

Central Finance Excel

Upto 6.25%p.a.

This is the ideal savings account for depositors who are expecting to save more and gain more Savings with high returns. Savings depositors have the option of depositing cheques, requesting cheque refunds without any charge.

The Savings account can be opened with a minimum balance of Rs.10, 000/=.

Central Finance Super Savings

Upto 5.00% p.a.

CF Super Savings is for high value savers who wish to have more from their savings. The desired sum could be retained in your savings account and the Savings balance could be transferred to a Fixed Deposit for a specified period and amount of your choice. This process will be effected automatically and the said Savings balance will be maintained in your savings account while you would enjoy Savings interest on your Savings account & Deposit.

The account can be opened with a minimum balance of Rs.1, 000/=.

Central Finance Senior Citizen savings

Upto 5.50%p.a.

This Savings Account is meant for savers who are 60 years of age and above. With high returns and other benefits this account is ideal for those who want a secure a flexible way to invest their funds.

The account can be opened with a minimum balance of Rs.1, 000/=.

Fixed deposits

Central Finance Term Deposits

Upto 10.00%p.a.

This is a standard fixed deposit scheme where deposits could be placed for a fixed period of time ranging from 9 Months to 60 Months. Depositors have the option of receiving their interest either monthly or maturity.

Minimum deposit value is
Rs.5, 000/=.

Central Finance Ultra Deposits

Upto 10.00%p.a.

This Fixed deposit product provides the flexibility to invest in small-value deposits to suit your budget. The minimum deposit accepted under this scheme is determined time to time according to the variation of interest rates. Interest is paid only at maturity and the period of deposit ranges from 12 to 60 months.

Minimum deposit – Will vary according to the current interest rates

Central Finance Senior Citizen Deposits

Upto 10.50%p.a

This is a special Fixed deposit scheme introduced for savers who are 60 years of age and above offered with high returns and special benefits. Interest will be paid monthly or at maturity.

Minimum deposit value is
Rs.5, 000/=.

Central Finance  Excel Deposits

Upto 8.00%p.a.

This is a short-term deposit scheme which permits the depositor to choose a deposit period ranging from 1 month to 6 months. Interest will be paid monthly or at maturity.

Minimum deposit value is
Rs.5, 000/=.

Central Finance Optima Deposits

Upto 10.00%p.a.

This is a benchmark product in deposit mobilization where the depositor has the option of selecting the period of deposit from 30 days to 1825 days. Interest is paid only at Maturity.

Minimum deposit value is
Rs.1, 000/=.

CF Visa Debit Card


CF VISA Debit Card offers you more convenience and recognition for your savings account with multiple transaction channels. Exclusive for all CF Savings account holders, it is available 24 x 7 x 365. CF Visa Debit Card not only allows ATM transactions such as cash withdrawals and balance enquiries, but also allows you to make purchases at supermarkets, shopping malls, restaurants and many more merchant networks locally and internationally.  Hotline number : +94 11 2300535

Kalin Poli

CF kalinpoli-main

The unique feature of this product is the option provided to customers to discount their future deposit interest at any given time during the period of deposit subject to completion of one month of the deposit at a predefined discounted rate.

Vehicle Purchase

Central-Finance-Fleet-Hire is a leading online destination that allows you to Buy, Sell, Trade and Lease / Finance any type of vehicle, across the country, anytime, anywhere and absolutely free of charge. Posting an advertisement on is so convenient and takes less than 2 minutes to advertise your vehicle for sale, online.

We are the only online trading platform in the island that offers you physical vehicle sales outlets in Malabe & Nittambuwa, in addition to a virtual trading platform, to make your experience both informative and enjoyable. The vehicle sales outlets offers you the widest range of vehicles under one roof.

Moreover the ‘get your direction service’ on, allows you to select more than one vehicle and get the shortest route to the location of the vehicle via GPS (a feature that is a first in Sri Lanka). Furthermore this is only online platform in island that allows you to compare vehicles and its features at once.

Park & Go

Central Finance Park And Go Product

Park & Go is a new addition to the existing product range of CF, Park & Go is a novel concept that was launched with an aim of addressing the increase in demand for vehicle trading in Sri Lanka which includes selling, buying and trade-in facilities sought by both vehicle sellers and vehicle buyers alike. The vehicle outlets are located at Malabe & Nittabuwa.




Spearheading the leasing industry in Sri Lanka for more than 60 years, we offer flexible facilities that enable you to finance a wide variety of vehicles and equipment with minimum lead-time.
Currently financing cars, buses, lorries, three wheelers, jeeps, tractors, agricultural machinery, construction machinery and equipment, we assist you to either acquire brand new and reconditioned assets or re-finance used vehicles and equipment.
Helping you fund your working capital and urgent financial needs, we offer a documentation and evaluation process that is simpler and quicker than those of traditional forms of financing. Our leasing facilities can also be structured to suit seasonal and uneven cash flow cycles.
An island-wide network of branches makes it easier for you to contact us for your leasing requirements. As a further convenience, we offer you the option to make repayments at any one of our branches across the country.

Give us a ring cut on 0112038038 ,and we will call you back

Business Loans


Central Finance offers flexible funding solutions for your business in order to meet your working capital requirements, purchase of machinery or business expansion projects.

For further details please contact the SME and Business Finance Department By emailing

Vehicle Hire

Fleet Hire


Fleet Hire is a convenient and cost-effective way to finance any vehicle of your choice. Furthermore it’s the only method of vehicle acquisition that does not appear on your company’s balance sheet. With just one regular monthly payment, you can choose between 2 comprehensive packages, one that includes on-the-road maintenance and one that does not.

Benefits of choosing a vehicle with on-the-road maintenance:

Our Marketing Officers

Central Finance Budget Hire


per day

  • Maruti 800CC
  • Alto 800CC cars - Rs.3,400/-
  • Viva Elite 1,000CC - Rs.2,900/-
  • per day inclusive of taxes

  • Manual transmission
  • Daily rental
  • Air conditioned fleet
  • Self drive

Central Finance Whizz


per day

  • Suzuki A Star
  • Daihatsu Mira - Rs.4,000/-
  • Hyundai Grand i10 1,000CC - Rs.4,800/-
  • per day inclusive of taxes

  • Automatic Transmission
  • Daily rental
  • Air conditioned fleet
  • Self drive

Central Finance Short Hire

Rs.3,700/- to Rs.6,700/-

per day

Hire of a range of pre-owned cars available at varied daily rentals

  • Daily rental
  • Air conditioned Sedans
  • Price depends on model of car Automatic or manual transmission
  • Self drive


CF Insurance Brokers Pvt Ltd

CF Insurance Brokers (CFIB) is a wholly owned subsidiary of Central Finance Co. PLC, established in 1986.

When the concept of insurance broking was recognised in the local market by the Control of Insurance Amendment Act No. 42 of 1986, Central Finance was among the first to become involved in the industry. Within a decade, the insurance business handled by the Company had reached such proportions that a separate organisation, CFIB was established in 1996 to provide first-class insurance broking service to clients.

CFIB stands committed to a high standard of excellence in all that it does. CFIB’s philosophy is to establish a firm relationship of mutual trust and service with each of its clients through expert advice and a personalised service of the highest quality.

Motor Insurance Related matters

Motor Insurance matters
Mr. Sesiri Pethangoda - SAGM Operations CFIB
Motor Claims Assistance
Mr. Namal Silva -Asst. Manager(Motor Claims)- CFIB

Customer Service related matters

Complaints/ Inquiries
Ms. Saumya Dediyagala- Executive(Customer Service)
CF Insurance Brokers Pvt Ltd

Personal Insurance

Our trained advisors will introduce you to a range of products designed to protect you on a day-to-day basis.

  • Motor Insurance
  • Household Insurance
  • Personal Accident Insurance
  • Health and Surgical Insurance
  • Life Insurance
  • Travel Insurance
CF Insurance Brokers Pvt Ltd

Corporate Insurance

Our experienced team of brokers will advice you on how best to safeguard your business and arrange protection over range of industry sectors.

  • Motor Insurance
  • Property Insurance
  • Employee Protection Insurance
  • Liability Insurance
  • Engineering Insurance
  • Marine Insurance

Our Services


Our expansive branch network enables us to serve customers across Sri Lanka. Our services are provided at no cost to our clients and include:

Obtaining the best possible terms and rates for our clients, and providing a highly competent after-sales service thereafter, including assistance in claims

Assisting in Risk Evaluation and Minimisation – Once we have examined your existing insurance arrangements in relation to the risks which your organisation is likely to be exposed to, we will make a submission for your consideration.

Overseeing Market Connections – We have a distinct advantage, particularly in specialised and large risks as we work in collaboration with reputable international reinsurers and brokers. In cases of specialised risks and those where the local tariff does not apply, we are able to obtain the best quotations worldwide and place the business with a local insurance company of the client’s choice. We are also able to obtain covers that are not marketed locally and place them through a local Insurer