Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift High Return
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.50% 4.59%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 5.50% 5.64%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 6.00% 6.17%
Rs. 25,000.01 & Over 2.50% 2.53% 6.75% 6.96%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 4.75% 4.85%
Rs. 25,000.01 to Rs. 250,000.00 5.50% 5.64%
Rs. 250,000.01 & Over 6.25% 6.43%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 4.25% 4.33%
Rs. 25,000.01 & Over 5.50% 5.64%
A.E.R = Annual Effective Rate

Deposits

Aggregate Deposit portfolio below Rs. 25Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 16.00% 17.23% 17.75% 18.13%
12 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.00% 18.00%
18 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 16.62%
36 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 15.10%
48 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.00% 14.52%
60 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.50% 14.00%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.847.50 18.00% 18.00%
18 MONTHS Rs.787.50 18.00% 17.27%
24 MONTHS Rs.735.50 18.00% 16.62%
36 MONTHS Rs.655.75 17.50% 15.10%
48 MONTHS Rs.581.50 18.00% 14.52%
60 MONTHS Rs.519.50 18.50% 14.00%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 16.00% 17.23%
03 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 18.68%
06 MONTHS RS.5,000 & OVER 15.50% 16.65% 17.75% 18.54%
9 MONTHS RS.5,000 & OVER 16.00% 17.23% 17.75% 18.13%
12 MONTHS RS.5,000 & OVER 17.00% 18.39% 18.50% 18.50%
18 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.00% 15.48%
48 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.50% 14.85%
60 MONTHS RS.5,000 & OVER 15.50% 16.65% 19.00% 14.29%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 16.00% 17.23%
3 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 18.68%
6 MONTHS RS.5,000 & OVER 15.50% 16.65% 17.75% 18.54%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 16.00% 17.23% - 16.99%
03 TO > 06 MONTHS RS.1,000 & OVER 17.50% 18.68% - 18.27%
06 TO > 09 MONTHS RS.1,000 & OVER 17.75% 18.54% - 18.13%
09 TO > 12 MONTHS RS.1,000 & OVER 17.75% 18.13% - 17.75%
12 TO > 18 MONTHS RS.1,000 & OVER 18.00% 18.00% - 17.27%
18 TO > 24 MONTHS RS.1,000 & OVER 18.00% 17.27% - 16.62%
24 TO > 36 MONTHS RS.1,000 & OVER 18.00% 16.62% - 15.48%
36 TO > 48 MONTHS RS.1,000 & OVER 17.50% 15.10% - 14.19%
48 TO > 60 MONTHS RS.1,000 & OVER 18.00% 14.52% - 13.70%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 16.00% 17.23% - - 16.00% 17.23%
03 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 18.68% 15.00% 16.08% 17.50% 18.68%
06 MONTHS RS.5,000 & OVER 15.50% 16.65% 17.75% 18.54% 15.50% 16.65% 17.75% 18.54%
09 MONTHS RS.5,000 & OVER 16.00% 17.23% 17.75% 18.13% 16.00% 17.23% 17.75% 18.13%
12 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.00% 18.00% 17.00% 18.39% 18.50% 18.50%
18 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 17.27% 16.50% 17.81% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 16.62% 16.50% 17.81% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 15.10% 15.50% 16.65% 18.00% 15.48%
48 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.00% 14.52% 15.50% 16.65% 18.50% 14.85%
60 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.50% 14.00% 15.50% 16.65% 19.00% 14.29%
Conditions Apply
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio between Rs. 25Mn to Rs.49.99

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.25% 18.65%
12 MONTHS RS.5,000 & OVER 16.75% 18.10% 18.50% 18.50%
18 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 16.62%
36 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 15.10%
48 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.00% 14.52%
60 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.50% 14.00%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 16.50% 17.81%
03 MONTHS RS.5,000 & OVER 15.25% 16.36% 18.00% 19.25%
06 MONTHS RS.5,000 & OVER 15.75% 16.94% 18.25% 19.08%
9 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.25% 18.65%
12 MONTHS RS.5,000 & OVER 17.25% 18.68% 19.00% 19.00%
18 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.00% 15.48%
48 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.50% 14.85%
60 MONTHS RS.5,000 & OVER 15.50% 16.65% 19.00% 14.29%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 16.50% 17.81%
3 MONTHS RS.5,000 & OVER 15.25% 16.36% 18.00% 19.25%
6 MONTHS RS.5,000 & OVER 15.75% 16.94% 18.25% 19.08%
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio above 50 Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.75% 19.18%
12 MONTHS RS.5,000 & OVER 17.00% 18.39% 19.00% 19.00%
18 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 16.62%
36 MONTHS RS.5,000 & OVER 15.00% 16.08% 17.50% 15.10%
48 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.00% 14.52%
60 MONTHS RS.5,000 & OVER 15.00% 16.08% 18.50% 14.00%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 17.00% 18.39%
03 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.50% 19.82%
06 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.75% 19.63%
9 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.75% 19.18%
12 MONTHS RS.5,000 & OVER 17.50% 18.97% 19.50% 19.50%
18 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.50% 17.81% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.00% 15.48%
48 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.50% 14.85%
60 MONTHS RS.5,000 & OVER 15.50% 16.65% 19.00% 14.29%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 17.00% 18.39%
3 MONTHS RS.5,000 & OVER 15.50% 16.65% 18.50% 19.82%
6 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.75% 19.63%
A.E.R = Annual Effective Rate