Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.25% 3.30%
Rs. 10,000.01 to Rs. 25,000.00 4.00% 4.07%
Rs. 25,000.01 & Over 4.25% 4.33%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift Without Gift
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.50% 4.59%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 4.75% 4.85%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 5.25% 5.38%
Rs. 25,000.01 & Over 2.50% 2.53% 5.35% 5.48%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 3.50% 3.56%
Rs. 25,000.01 to Rs. 100,000.00 4.50% 4.59%
Rs. 100,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.25% 3.30%
Rs. 10,000.01 to Rs. 25,000.00 4.00% 4.07%
Rs. 25,000.01 & Over 4.25% 4.33%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.75% 3.82%
Rs. 10,000.01 to Rs. 25,000.00 4.25% 4.33%
Rs. 25,000.01 & Over 4.75% 4.85%
A.E.R = Annual Effective Rate

Deposits

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 7.00% 7.23% 8.00% 8.08%
12 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.00% 9.00%
18 MONTHS RS.5,000 & OVER 8.25% 8.57% 9.25% 9.05%
24 MONTHS RS.5,000 & OVER 8.50% 8.84% 9.75% 9.32%
36 MONTHS RS.5,000 & OVER 8.75% 9.11% 10.50% 9.56%
48 MONTHS RS.5,000 & OVER 8.75% 9.11% 10.63% 9.26%
60 MONTHS RS.5,000 & OVER 9.00% 9.38% 11.13% 9.25%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.917.5 9.00% 9.00%
18 MONTHS Rs.878.25 9.25% 9.05%
24 MONTHS Rs.837.00 9.75% 9.32%
36 MONTHS Rs.760.50 10.50% 9.56%
48 MONTHS Rs.701.75 10.63% 9.26%
60 MONTHS Rs.642.50 11.13% 9.25%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 6.50% 6.70%
03 MONTHS RS.5,000 & OVER 6.50% 6.70% 7.00% 7.19%
06 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.50% 7.64%
9 MONTHS RS.5,000 & OVER 7.00% 7.23% 8.00% 8.08%
12 MONTHS RS.5,000 & OVER 8.50% 8.84% 9.50% 9.50%
18 MONTHS RS.5,000 & OVER 8.75% 9.11% 9.75% 9.53%
24 MONTHS RS.5,000 & OVER 9.00% 9.38% 10.25% 9.77%
36 MONTHS RS.5,000 & OVER 9.25% 9.65% 11.00% 9.97%
48 MONTHS RS.5,000 & OVER 9.25% 9.65% 11.13% 9.64%
60 MONTHS RS.5,000 & OVER 9.50% 9.92% 11.63% 9.60%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 6.50% 6.70%
3 MONTHS RS.5,000 & OVER 6.50% 6.70% 7.00% 7.19%
6 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.50% 7.64%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 6.50% 6.70% - 6.66%
03 TO > 06 MONTHS RS.1,000 & OVER 7.00% 7.19% - 7.12%
06 TO > 09 MONTHS RS.1,000 & OVER 7.50% 7.64% - 7.57%
09 TO > 12 MONTHS RS.1,000 & OVER 8.00% 8.08% - 8.00%
12 TO > 18 MONTHS RS.1,000 & OVER 9.00% 9.00% - 8.81%
18 TO > 24 MONTHS RS.1,000 & OVER 9.25% 9.05% - 8.86%
24 TO > 36 MONTHS RS.1,000 & OVER 9.75% 9.32% - 8.93%
36 TO > 48 MONTHS RS.1,000 & OVER 10.50% 9.56% - 9.16%
48 TO > 60 MONTHS RS.1,000 & OVER 10.63% 9.26% - 8.90%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 6.50% 6.70% - - 6.50% 6.70%
03 MONTHS RS.5,000 & OVER 6.50% 6.70% 7.00% 7.19% 6.50% 6.70% 7.00% 7.19%
06 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.50% 7.64% 6.75% 6.96% 7.50% 7.64%
09 MONTHS RS.5,000 & OVER 7.00% 7.23% 8.00% 8.08% 7.00% 7.23% 8.00% 8.08%
12 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.00% 9.00% 8.50% 8.84% 9.50% 9.50%
18 MONTHS RS.5,000 & OVER 8.25% 8.57% 9.25% 9.05% 8.75% 9.11% 9.75% 9.53%
24 MONTHS RS.5,000 & OVER 8.50% 8.84% 9.75% 9.32% 9.00% 9.38% 10.25% 9.77%
36 MONTHS RS.5,000 & OVER 8.75% 9.11% 10.50% 9.56% 9.25% 9.65% 11.00% 9.97%
48 MONTHS RS.5,000 & OVER 8.75% 9.11% 10.63% 9.26% 9.25% 9.65% 11.13% 9.64%
60 MONTHS RS.5,000 & OVER 9.00% 9.38% 11.13% 9.25% 9.50% 9.92% 11.63% 9.60%
Conditions Apply
A.E.R = Annual Effective Rate