Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.00% 3.04%
Rs. 10,000.01 to Rs. 25,000.00 3.50% 3.56%
Rs. 25,000.01 & Over 4.00% 4.07%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift Without Gift
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.25% 4.33%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 4.50% 4.59%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 4.75% 4.85%
Rs. 25,000.01 & Over 2.50% 2.53% 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 3.25% 3.30%
Rs. 25,000.01 to Rs. 100,000.00 4.00% 4.07%
Rs. 100,000.01 & Over 4.50% 4.59%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.00% 3.04%
Rs. 10,000.01 to Rs. 25,000.00 3.50% 3.56%
Rs. 25,000.01 & Over 4.00% 4.07%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.25% 3.30%
Rs. 10,000.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 4.25% 4.33%
A.E.R = Annual Effective Rate

Deposits

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.28%
12 MONTHS RS.5,000 & OVER 5.75% 5.90% 6.25% 6.25%
18 MONTHS RS.5,000 & OVER 6.25% 6.43% 6.75% 6.64%
24 MONTHS RS.5,000 & OVER 7.00% 7.23% 7.50% 7.24%
36 MONTHS RS.5,000 & OVER 7.25% 7.50% 7.75% 7.22%
48 MONTHS RS.5,000 & OVER 7.25% 7.50% 8.00% 7.19%
60 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.50% 7.34%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.941.25 6.25% 6.25%
18 MONTHS Rs.908.25 6.75% 6.64%
24 MONTHS Rs.869.75 7.50% 7.24%
36 MONTHS Rs.811.50 7.75% 7.22%
48 MONTHS Rs.757.75 8.00% 7.19%
60 MONTHS Rs.702.00 8.50% 7.34%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 4.50% 4.59%
03 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.09%
06 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.32%
9 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.28%
12 MONTHS RS.5,000 & OVER 6.25% 6.43% 6.75% 6.75%
18 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.25% 7.12%
24 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.00% 7.70%
36 MONTHS RS.5,000 & OVER 7.75% 8.03% 8.25% 7.65%
48 MONTHS RS.5,000 & OVER 7.75% 8.03% 8.50% 7.59%
60 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.00% 7.71%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 4.50% 4.59%
3 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.09%
6 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.32%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 4.50% 4.59% - 4.58%
03 TO > 06 MONTHS RS.1,000 & OVER 5.00% 5.09% - 5.06%
06 TO > 09 MONTHS RS.1,000 & OVER 5.25% 5.32% - 5.28%
09 TO > 12 MONTHS RS.1,000 & OVER 5.25% 5.28% - 5.25%
12 TO > 18 MONTHS RS.1,000 & OVER 6.25% 6.25% - 6.16%
18 TO > 24 MONTHS RS.1,000 & OVER 6.75% 6.64% - 6.54%
24 TO > 36 MONTHS RS.1,000 & OVER 7.50% 7.24% - 7.00%
36 TO > 48 MONTHS RS.1,000 & OVER 7.75% 7.22% - 6.98%
48 TO > 60 MONTHS RS.1,000 & OVER 8.00% 7.19% - 6.96%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 4.50% 4.59% - - 4.50% 4.59%
03 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.09% 4.50% 4.59% 5.00% 5.09%
06 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.32% 4.75% 4.85% 5.25% 5.32%
09 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.25% 5.28% 4.75% 4.85% 5.25% 5.28%
12 MONTHS RS.5,000 & OVER 5.75% 5.90% 6.25% 6.25% 6.25% 6.43% 6.75% 6.75%
18 MONTHS RS.5,000 & OVER 6.25% 6.43% 6.75% 6.64% 6.75% 6.96% 7.25% 7.12%
24 MONTHS RS.5,000 & OVER 7.00% 7.23% 7.50% 7.24% 7.50% 7.76% 8.00% 7.70%
36 MONTHS RS.5,000 & OVER 7.25% 7.50% 7.75% 7.22% 7.75% 8.03% 8.25% 7.65%
48 MONTHS RS.5,000 & OVER 7.25% 7.50% 8.00% 7.19% 7.75% 8.03% 8.50% 7.59%
60 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.50% 7.34% 8.00% 8.30% 9.00% 7.71%
Conditions Apply
A.E.R = Annual Effective Rate