Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift High Return
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.50% 4.59%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 5.50% 5.64%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 6.00% 6.17%
Rs. 25,000.01 & Over 2.50% 2.53% 6.75% 6.96%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 4.75% 4.85%
Rs. 25,000.01 to Rs. 250,000.00 5.50% 5.64%
Rs. 250,000.01 & Over 6.25% 6.43%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 4.25% 4.33%
Rs. 25,000.01 & Over 5.50% 5.64%
A.E.R = Annual Effective Rate

Deposits

Aggregate Deposit portfolio below Rs. 25Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 13.50% 14.37% 18.00% 18.39%
12 MONTHS RS.5,000 & OVER 16.50% 17.81% 20.00% 20.00%
18 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.833.50 20.00% 20.00%
18 MONTHS Rs.787.50 18.00% 17.27%
24 MONTHS Rs.730.00 18.50% 17.05%
36 MONTHS Rs.643.25 18.50% 15.85%
48 MONTHS Rs.568.25 19.00% 15.18%
60 MONTHS Rs.506.50 19.50% 14.58%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 15.00% 16.08%
03 MONTHS RS.5,000 & OVER 13.00% 13.80% 16.50% 17.55%
06 MONTHS RS.5,000 & OVER 13.50% 14.37% 17.00% 17.72%
9 MONTHS RS.5,000 & OVER 13.50% 14.37% 18.00% 18.39%
12 MONTHS RS.5,000 & OVER 17.00% 18.39% 20.50% 20.50%
18 MONTHS RS.5,000 & OVER 16.75% 18.10% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 17.47%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 15.00% 16.08%
3 MONTHS RS.5,000 & OVER 13.00% 13.80% 16.50% 17.55%
6 MONTHS RS.5,000 & OVER 13.50% 14.37% 17.00% 17.72%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 15.00% 16.08% - 15.87%
03 TO > 06 MONTHS RS.1,000 & OVER 16.50% 17.55% - 17.18%
06 TO > 09 MONTHS RS.1,000 & OVER 17.00% 17.72% - 17.35%
09 TO > 12 MONTHS RS.1,000 & OVER 18.00% 18.39% - 18.00%
12 TO > 18 MONTHS RS.1,000 & OVER 20.00% 20.00% - 19.11%
18 TO > 24 MONTHS RS.1,000 & OVER 18.00% 17.27% - 16.62%
24 TO > 36 MONTHS RS.1,000 & OVER 18.50% 17.05% - 15.85%
36 TO > 48 MONTHS RS.1,000 & OVER 18.50% 15.85% - 14.85%
48 TO > 60 MONTHS RS.1,000 & OVER 19.00% 15.18% - 14.29%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 15.00% 16.08% - - 15.00% 16.08%
03 MONTHS RS.5,000 & OVER 13.00% 13.80% 16.50% 17.55% 13.00% 13.80% 16.50% 17.55%
06 MONTHS RS.5,000 & OVER 13.50% 14.37% 17.00% 17.72% 13.50% 14.37% 17.00% 17.72%
09 MONTHS RS.5,000 & OVER 13.50% 14.37% 18.00% 18.39% 13.50% 14.37% 18.00% 18.39%
12 MONTHS RS.5,000 & OVER 16.50% 17.81% 20.00% 20.00% 17.00% 18.39% 20.50% 20.50%
18 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.00% 17.27% 16.75% 18.10% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 17.05% 16.75% 18.10% 19.00% 17.47%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85% 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18% 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58% 16.75% 18.10% 20.00% 14.87%
Conditions Apply
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio between Rs. 25Mn to Rs.49.99

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 13.75% 14.65% 18.50% 18.92%
12 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.50% 20.50%
18 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 15.50% 16.65%
03 MONTHS RS.5,000 & OVER 13.25% 14.09% 17.00% 18.11%
06 MONTHS RS.5,000 & OVER 13.75% 14.65% 17.50% 18.27%
9 MONTHS RS.5,000 & OVER 13.75% 14.65% 18.50% 18.92%
12 MONTHS RS.5,000 & OVER 17.25% 18.68% 21.00% 21.00%
18 MONTHS RS.5,000 & OVER 16.75% 18.10% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 17.47%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 15.50% 16.65%
3 MONTHS RS.5,000 & OVER 13.25% 14.09% 17.00% 18.12%
6 MONTHS RS.5,000 & OVER 13.75% 14.65% 17.50% 18.27%
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio above 50 Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 14.00% 14.93% 19.00% 19.44%
12 MONTHS RS.5,000 & OVER 17.00% 18.39% 21.00% 21.00%
18 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.00% 17.27%
24 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 17.05%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 16.00% 17.23%
03 MONTHS RS.5,000 & OVER 13.50% 14.37% 17.50% 18.68%
06 MONTHS RS.5,000 & OVER 14.00% 14.93% 18.00% 18.81%
9 MONTHS RS.5,000 & OVER 14.00% 14.93% 19.00% 19.44%
12 MONTHS RS.5,000 & OVER 17.50% 18.97% 21.50% 21.50%
18 MONTHS RS.5,000 & OVER 16.75% 18.10% 18.50% 17.74%
24 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 17.47%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 16.00% 17.23%
3 MONTHS RS.5,000 & OVER 13.50% 14.37% 17.50% 18.68%
6 MONTHS RS.5,000 & OVER 14.00% 14.93% 18.00% 18.81%
A.E.R = Annual Effective Rate