Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift High Return
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.50% 4.59%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 5.50% 5.64%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 6.00% 6.17%
Rs. 25,000.01 & Over 2.50% 2.53% 6.75% 6.96%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 4.75% 4.85%
Rs. 25,000.01 to Rs. 250,000.00 5.50% 5.64%
Rs. 250,000.01 & Over 6.25% 6.43%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 4.25% 4.33%
Rs. 25,000.01 & Over 5.50% 5.64%
A.E.R = Annual Effective Rate

Deposits

Aggregate Deposit portfolio below Rs. 25Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 18.00% 19.56% 19.50% 19.96%
12 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.00% 21.00%
18 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.50% 20.48%
24 MONTHS RS.5,000 & OVER 18.25% 19.86% 22.00% 20.00%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.826.50 21.00% 21.00%
18 MONTHS Rs.756.25 21.50% 20.48%
24 MONTHS Rs.694.50 22.00% 20.00%
36 MONTHS Rs.643.25 18.50% 15.85%
48 MONTHS Rs.568.25 19.00% 15.18%
60 MONTHS Rs.506.50 19.50% 14.58%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 17.00% 18.39%
03 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 19.25%
06 MONTHS RS.5,000 & OVER 17.00% 18.39% 19.00% 19.90%
9 MONTHS RS.5,000 & OVER 18.00% 19.56% 19.50% 19.96%
12 MONTHS RS.5,000 & OVER 18.50% 20.15% 21.50% 21.50%
18 MONTHS RS.5,000 & OVER 18.50% 20.15% 22.00% 20.94%
24 MONTHS RS.5,000 & OVER 18.75% 20.45% 22.50% 20.42%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 17.00% 18.39%
3 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 19.25%
6 MONTHS RS.5,000 & OVER 17.00% 18.39% 19.00% 19.90%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 17.00% 18.39% - 18.11%
03 TO > 06 MONTHS RS.1,000 & OVER 18.00% 19.25% - 18.81%
06 TO > 09 MONTHS RS.1,000 & OVER 19.00% 19.90% - 19.44%
09 TO > 12 MONTHS RS.1,000 & OVER 19.50% 19.96% - 19.50%
12 TO > 18 MONTHS RS.1,000 & OVER 21.00% 21.00% - 20.03%
18 TO > 24 MONTHS RS.1,000 & OVER 21.50% 20.48% - 19.58%
24 TO > 36 MONTHS RS.1,000 & OVER 22.00% 20.00% - 18.40%
36 TO > 48 MONTHS RS.1,000 & OVER 18.50% 15.85% - 14.85%
48 TO > 60 MONTHS RS.1,000 & OVER 19.00% 15.18% - 14.29%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 17.00% 18.39% - - 17.00% 18.39%
03 MONTHS RS.5,000 & OVER 16.00% 17.23% 18.00% 19.25% 16.00% 17.23% 18.00% 19.25%
06 MONTHS RS.5,000 & OVER 17.00% 18.39% 19.00% 19.90% 17.00% 18.39% 19.00% 19.90%
09 MONTHS RS.5,000 & OVER 18.00% 19.56% 19.50% 19.96% 18.00% 19.56% 19.50% 19.96%
12 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.00% 21.00% 18.50% 20.15% 21.50% 21.50%
18 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.50% 20.48% 18.50% 20.15% 22.00% 20.94%
24 MONTHS RS.5,000 & OVER 18.25% 19.86% 22.00% 20.00% 18.75% 20.45% 22.50% 20.42%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85% 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18% 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58% 16.75% 18.10% 20.00% 14.87%
Conditions Apply
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio between Rs. 25Mn to Rs.49.99

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 18.25% 19.86% 20.00% 20.48%
12 MONTHS RS.5,000 & OVER 18.25% 19.86% 21.50% 21.50%
18 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.50% 20.48%
24 MONTHS RS.5,000 & OVER 18.25% 19.86% 22.00% 20.00%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 17.50% 18.97%
03 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 19.82%
06 MONTHS RS.5,000 & OVER 17.25% 18.68% 19.50% 20.45%
9 MONTHS RS.5,000 & OVER 18.25% 19.86% 20.00% 20.48%
12 MONTHS RS.5,000 & OVER 18.75% 20.45% 22.00% 22.00%
18 MONTHS RS.5,000 & OVER 18.50% 20.15% 22.00% 20.94%
24 MONTHS RS.5,000 & OVER 18.75% 20.45% 22.50% 20.42%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 17.50% 18.97%
3 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 19.82%
6 MONTHS RS.5,000 & OVER 17.25% 18.68% 19.50% 20.45%
A.E.R = Annual Effective Rate

Aggregate Deposit portfolio above 50 Mn

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 18.50% 20.15% 20.50% 21.01%
12 MONTHS RS.5,000 & OVER 18.50% 20.15% 22.00% 22.00%
18 MONTHS RS.5,000 & OVER 18.00% 19.56% 21.50% 20.48%
24 MONTHS RS.5,000 & OVER 18.25% 19.86% 22.00% 20.00%
36 MONTHS RS.5,000 & OVER 16.25% 17.52% 18.50% 15.85%
48 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.00% 15.18%
60 MONTHS RS.5,000 & OVER 16.25% 17.52% 19.50% 14.58%
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 18.00% 19.56%
03 MONTHS RS.5,000 & OVER 16.50% 17.81% 19.00% 20.40%
06 MONTHS RS.5,000 & OVER 17.50% 18.97% 20.00% 21.00%
9 MONTHS RS.5,000 & OVER 18.50% 20.15% 20.50% 21.01%
12 MONTHS RS.5,000 & OVER 19.00% 20.75% 22.50% 22.50%
18 MONTHS RS.5,000 & OVER 18.50% 20.15% 22.00% 20.94%
24 MONTHS RS.5,000 & OVER 18.75% 20.45% 22.50% 20.42%
36 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.00% 16.23%
48 MONTHS RS.5,000 & OVER 16.75% 18.10% 19.50% 15.51%
60 MONTHS RS.5,000 & OVER 16.75% 18.10% 20.00% 14.87%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 18.00% 19.56%
3 MONTHS RS.5,000 & OVER 16.50% 17.81% 19.00% 20.40%
6 MONTHS RS.5,000 & OVER 17.50% 18.97% 20.00% 21.00%
A.E.R = Annual Effective Rate