Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 2.75% 2.78%
Rs. 10,000.01 to Rs. 25,000.00 3.25% 3.30%
Rs. 25,000.01 & Over 3.75% 3.82%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount With Gift Without Gift
Interest Rate (p.a.) A.E.R. Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 2.50% 2.53% 4.25% 4.33%
Rs. 500.01 to Rs.10,000.00 2.50% 2.53% 4.50% 4.59%
Rs. 10,000.01 to Rs. 25,000.00 2.50% 2.53% 4.75% 4.85%
Rs. 25,000.01 & Over 2.50% 2.53% 5.00% 5.12%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 3.25% 3.30%
Rs. 25,000.01 to Rs. 100,000.00 3.75% 3.82%
Rs. 100,000.01 & Over 4.25% 4.33%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 2.75% 2.78%
Rs. 10,000.01 to Rs. 25,000.00 3.25% 3.30%
Rs. 25,000.01 & Over 3.75% 3.82%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs.10,000.00 3.00% 3.04%
Rs. 10,000.01 to Rs. 25,000.00 3.50% 3.56%
Rs. 25,000.01 & Over 4.00% 4.07%
A.E.R = Annual Effective Rate

Deposits

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.00% 5.03%
12 MONTHS RS.5,000 & OVER 6.00% 6.17% 6.50% 6.50%
18 MONTHS RS.5,000 & OVER 6.25% 6.43% 6.75% 6.64%
24 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.96% 7.67%
36 MONTHS RS.5,000 & OVER 7.25% 7.50% 8.46% 7.83%
48 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.46% 7.56%
60 MONTHS RS.5,000 & OVER 7.75% 8.03% 8.96% 7.68%
A.E.R = Annual Effective Rate

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs.939.00 6.50% 6.50%
18 MONTHS Rs.908.25 6.75% 6.64%
24 MONTHS Rs.862.75 7.96% 7.67%
36 MONTHS Rs.797.75 8.46% 7.83%
48 MONTHS Rs.747.25 8.46% 7.56%
60 MONTHS Rs.690.75 8.96% 7.68%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 4.25% 4.33%
03 MONTHS RS.5,000 & OVER 4.25% 4.33% 4.75% 4.84%
06 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.06%
9 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.00% 5.03%
12 MONTHS RS.5,000 & OVER 6.50% 6.70% 7.00% 7.00%
18 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.25% 7.12%
24 MONTHS RS.5,000 & OVER 7.25% 7.50% 8.84% 8.13%
36 MONTHS RS.5,000 & OVER 7.75% 8.03% 8.96% 8.26%
48 MONTHS RS.5,000 & OVER 8.00% 8.30% 8.96% 7.96%
60 MONTHS RS.5,000 & OVER 8.25% 8.57% 9.46% 8.05%
A.E.R = Annual Effective Rate

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 4.25% 4.33%
3 MONTHS RS.5,000 & OVER 4.25% 4.33% 4.75% 4.84%
6 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.06%
A.E.R = Annual Effective Rate

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 4.25% 4.33% - 4.32%
03 TO > 06 MONTHS RS.1,000 & OVER 4.75% 4.84% - 4.81%
06 TO > 09 MONTHS RS.1,000 & OVER 5.00% 5.06% - 5.03%
09 TO > 12 MONTHS RS.1,000 & OVER 5.00% 5.03% - 5.00%
12 TO > 18 MONTHS RS.1,000 & OVER 6.50% 6.50% - 6.40%
18 TO > 24 MONTHS RS.1,000 & OVER 6.75% 6.64% - 6.54%
24 TO > 36 MONTHS RS.1,000 & OVER 7.96% 7.67% - 7.40%
36 TO > 48 MONTHS RS.1,000 & OVER 8.46% 7.83% - 7.56%
48 TO > 60 MONTHS RS.1,000 & OVER 8.46% 7.56% - 7.31%
A.E.R = Annual Effective Rate

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 4.25% 4.33% - - 4.25% 4.33%
03 MONTHS RS.5,000 & OVER 4.25% 4.33% 4.75% 4.84% 4.25% 4.33% 4.75% 4.84%
06 MONTHS RS.5,000 & OVER 4.50% 4.59% 5.00% 5.06% 4.50% 4.59% 5.00% 5.06%
09 MONTHS RS.5,000 & OVER 4.75% 4.85% 5.00% 5.03% 4.75% 4.85% 5.00% 5.03%
12 MONTHS RS.5,000 & OVER 6.00% 6.17% 6.50% 6.50% 6.50% 6.70% 7.00% 7.00%
18 MONTHS RS.5,000 & OVER 6.25% 6.43% 6.75% 6.64% 6.75% 6.96% 7.25% 7.12%
24 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.96% 7.67% 7.25% 7.50% 8.84% 8.13%
36 MONTHS RS.5,000 & OVER 7.25% 7.50% 8.46% 7.83% 7.75% 8.03% 8.96% 8.26%
48 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.46% 7.56% 8.00% 8.30% 8.96% 7.96%
60 MONTHS RS.5,000 & OVER 7.75% 8.03% 8.96% 7.68% 8.25% 8.57% 9.46% 8.05%
Conditions Apply
A.E.R = Annual Effective Rate