Savings
CF Savings
| Amount | Interest Rate (p.a.) | A.E.R. |
|---|---|---|
| Up to Rs.500.00 | 0.00% | 0.00% |
| Rs. 500.01 to Rs.10,000.00 | 5.00% | 5.12% |
| Rs. 10,000.01 to Rs. 25,000.00 | 6.00% | 6.17% |
| Rs. 25,000.01 to Rs. 50,000.00 | 6.50% | 6.70% |
| Rs. 50,000.01 & Over | 7.00% | 7.23% |
A.E.R = Annual Effective Rate
CF Lamaa savings
| Amount | With Gift | Without Gift | ||
|---|---|---|---|---|
| Interest Rate (p.a.) | A.E.R. | Interest Rate (p.a.) | A.E.R. | |
| Up to Rs.500.00 | 4.00% | 4.07% | 6.25% | 6.43% |
| Rs. 500.01 to Rs.10,000.00 | 4.00% | 4.07% | 6.50% | 6.70% |
| Rs. 10,000.01 to Rs. 25,000.00 | 4.00% | 4.07% | 6.75% | 6.96% |
| Rs. 25,000.01 to Rs. 50,000.00 | 4.00% | 4.07% | 7.00% | 7.23% |
| Rs. 50,000.01 & Over | 4.00% | 4.07% | 7.50% | 7.76% |
A.E.R = Annual Effective Rate
CF Excel Savings
| Amount | Interest Rate (p.a.) | A.E.R. |
|---|---|---|
| Up to Rs.1000.00 | 0.00% | 0.00% |
| Rs. 25,000.01 to Rs. 50,000.00 | 6.25% | 6.43% |
| Rs. 10,000.01 to Rs. 25,000.00 | 6.00% | 6.17% |
| Rs. 50,000.01 to Rs. 249,999.99 | 6.75% | 6.96% |
| Rs. 250,000.00 & Over | 8.00% | 8.30% |
A.E.R = Annual Effective Rate
CF Super Savings
| Amount | Interest Rate (p.a.) | A.E.R. |
|---|---|---|
| Up to Rs.500.00 | 0.00% | 0.00% |
| Rs. 500.01 to Rs.10,000.00 | 5.00% | 5.12% |
| Rs. 10,000.01 to Rs. 25,000.00 | 6.00% | 6.17% |
| Rs. 25,000.01 to Rs. 50,000.00 | 6.50% | 6.70% |
| Rs. 50,000.01 & Over | 7.00% | 7.23% |
A.E.R = Annual Effective Rate
CF Senior Citizen Savings
| Amount | Interest Rate (p.a.) | A.E.R. |
|---|---|---|
| Up to Rs.500.00 | 0.00% | 0.00% |
| Rs. 500.01 to Rs.10,000.00 | 5.50% | 5.64% |
| Rs. 10,000.01 to Rs. 25,000.00 | 6.25% | 6.43% |
| Rs. 25,000.01 to Rs. 50,000.00 | 6.75% | 6.96% |
| Rs. 50,000.01 & Over | 7.50% | 7.76% |
A.E.R = Annual Effective Rate
Deposits
CF Term
| Period | Amount | Monthly | A.E.R. | Maturity | A.E.R. |
|---|---|---|---|---|---|
| 9 MONTHS | RS.5,000 & OVER | 11.50% | 12.13% | 12.00% | 12.18% |
| 12 MONTHS | RS.5,000 & OVER | 11.75% | 12.40% | 12.50% | 12.50% |
| 18 MONTHS | RS.5,000 & OVER | 12.00% | 12.68% | 12.75% | 12.37% |
| 24 MONTHS | RS.5,000 & OVER | 12.25% | 12.96% | 13.50% | 12.69% |
| 36 MONTHS | RS.5,000 & OVER | 12.50% | 13.24% | 14.00% | 12.40% |
| 48 MONTHS | RS.5,000 & OVER | 12.75% | 13.52% | 15.00% | 12.47% |
| 60 MONTHS | RS.5,000 & OVER | 12.75% | 13.52% | 15.50% | 12.16% |
A.E.R = Annual Effective Rate
CF Ultra
| Period | Amount | Maturity | A.E.R. |
|---|---|---|---|
| 12 MONTHS | Rs.889.00 | 12.50% | 12.50% |
| 18 MONTHS | Rs.839.50 | 12.75% | 12.37% |
| 24 MONTHS | Rs.787.50 | 13.50% | 12.69% |
| 36 MONTHS | Rs.704.25 | 14.00% | 12.40% |
| 48 MONTHS | Rs.625.00 | 15.00% | 12.47% |
| 60 MONTHS | Rs.563.50 | 15.50% | 12.16% |
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate
CF Senior Citizen Deposit Scheme (Completed age: 55 years on date of deposit)
| Period | Amount | Monthly | A.E.R. | Maturity | A.E.R. |
|---|---|---|---|---|---|
| 01 MONTHS | RS.5,000 & OVER | - | - | 10.50% | 11.02% |
| 03 MONTHS | RS.5,000 & OVER | 10.50% | 11.02% | 12.25% | 12.82% |
| 06 MONTHS | RS.5,000 & OVER | 11.50% | 12.13% | 12.75% | 13.16% |
| 9 MONTHS | RS.5,000 & OVER | 12.00% | 12.68% | 13.00% | 13.21% |
| 12 MONTHS | RS.5,000 & OVER | 12.50% | 13.24% | 13.25% | 13.25% |
| 18 MONTHS | RS.5,000 & OVER | 12.75% | 13.52% | 13.75% | 13.32% |
| 24 MONTHS | RS.5,000 & OVER | 13.00% | 13.80% | 14.25% | 13.36% |
| 36 MONTHS | RS.5,000 & OVER | 13.25% | 14.09% | 14.75% | 12.99% |
| 48 MONTHS | RS.5,000 & OVER | 13.25% | 14.09% | 15.75% | 12.99% |
| 60 MONTHS | RS.5,000 & OVER | 13.25% | 14.09% | 16.50% | 12.79% |
A.E.R = Annual Effective Rate
CF Excel
| Period | Amount | Monthly | A.E.R. | Maturity | A.E.R. |
|---|---|---|---|---|---|
| 1 MONTH | RS.5,000 & OVER | - | - | 10.00% | 10.47% |
| 3 MONTHS | RS.5,000 & OVER | 10.00% | 10.47% | 11.50% | 12.00% |
| 6 MONTHS | RS.5,000 & OVER | 11.00% | 11.57% | 11.75% | 12.10% |
A.E.R = Annual Effective Rate
CF Optima
| Period | Amount | Maturity | A.E.R. |
|---|---|---|---|
| 01 TO > 03 MONTHS | RS.1,000 & OVER | 10.00% | 10.47% - 10.38% |
| 03 TO > 06 MONTHS | RS.1,000 & OVER | 11.50% | 12.00% - 11.83% |
| 06 TO > 09 MONTHS | RS.1,000 & OVER | 11.75% | 12.10% - 11.92% |
| 09 TO > 12 MONTHS | RS.1,000 & OVER | 12.00% | 12.18% - 12.00% |
| 12 TO > 18 MONTHS | RS.1,000 & OVER | 12.50% | 12.50% - 12.14% |
| 18 TO > 24 MONTHS | RS.1,000 & OVER | 12.75% | 12.37% - 12.03% |
| 24 TO > 36 MONTHS | RS.1,000 & OVER | 13.50% | 12.69% - 12.00% |
| 36 TO > 48 MONTHS | RS.1,000 & OVER | 14.00% | 12.40% - 11.76% |
| 48 TO > 60 MONTHS | RS.1,000 & OVER | 15.00% | 12.47% - 11.84% |
A.E.R = Annual Effective Rate
CF Kalin Poli
| Fixed Deposit Interest Rate (standard) | Senior Citizens (over 55 years of age) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Deposit Period | Monthly Interest rate(Annual) | Annual Effective Interest Rate | Interest Rate on Maturity | Annual Effective Interest Rate | Monthly Interest Rate(Per Year) | Annual Effective Interest Rate | Interest Rate on Maturity(Annual) | Annual Effective Interest Rate | |||
| 01 MONTHS | - | - | 10.00% | 10.47% | - | - | 10.50% | 11.02% | |||
| 03 MONTHS | 10.00% | 10.47% | 11.50% | 12.01% | 10.50% | 11.02% | 12.25% | 12.82% | |||
| 06 MONTHS | 11.00% | 11.57% | 11.75% | 12.10% | 11.50% | 12.13% | 12.75% | 13.16% | |||
| 09 MONTHS | 11.50% | 12.13% | 12.00% | 12.18% | 12.00% | 12.68% | 13.00% | 13.21% | |||
| 12 MONTHS | 11.75% | 12.40% | 12.50% | 12.50% | 12.50% | 13.24% | 13.25% | 13.25% | |||
| 18 MONTHS | 12.00% | 12.68% | 12.75% | 12.37% | 12.75% | 13.52% | 13.75% | 13.32% | |||
| 24 MONTHS | 12.25% | 12.96% | 13.50% | 12.69% | 13.00% | 13.80% | 14.25% | 13.36% | |||
| 36 MONTHS | 12.50% | 13.24% | 14.00% | 12.40% | 13.25% | 14.09% | 14.75% | 12.99% | |||
| 48 MONTHS | 12.75% | 13.52% | 15.00% | 12.47% | 13.25% | 14.09% | 15.75% | 12.99% | |||
| 60 MONTHS | 12.75% | 13.52% | 15.50% | 12.16% | 13.25% | 14.09% | 16.50% | 12.79% | |||
Conditions Apply
The withdrawal of interest in advance is subject to a discount.
