Last updated: 31/12/2025
At Central Finance Company PLC, we are committed to protecting your privacy and ensuring you have a positive experience while using our services. This Cookie Management Policy explains how we use cookies and similar technologies to enhance your experience when you visit our website and interact with our services.
Central Finance Company PLC acts as the data controller for personal data collected through cookies on this website.
01. What are Cookies?
Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit our website or use our mobile applications. They help us recognize your device and store certain information about your preferences or past actions, making your experience more efficient and personalized.
02. Why Do We Use Cookies?
We use cookies for several purposes, including:
- Enhancing the performance and functionality of our website and mobile applications
- Operating the services (e.g., page navigation, login sessions, security, and fraud prevention)
- Remembering your preferences (e.g., language, region)
- Storing user preferences to provide a more personalized experience
- Analyzing site usage and improving our products and services
- Enabling security features and identifying irregular activities
- Supporting marketing efforts (with your consent), such as targeted advertising and user engagement
03. Types of Cookies We Use
We categorize cookies as follows:
- Strictly Necessary (Essential) Cookies
Required to operate the services, enable core functions (e.g., secure login, forms), maintain network security, and prevent fraud. These cookies cannot be switched off. - Performance Cookies
Collect anonymized information about how visitors use our website, such as pages visited or errors encountered, to improve performance and usability. - Functionality (Preferential) Cookies
Remember user preferences (e.g., language, region) and provide a smoother experience during future visits. - Targeting or Advertising Cookies
Track browsing behavior and may be used by third-party partners to deliver relevant advertisements based on your interests. - Third-Party Cookies
Set by third-party service providers for analytics or advertising purposes. Examples include Google Analytics and Meta Business Suite. Please review their respective privacy policies for more information. - Statistical Cookies
Collect aggregated information to help us understand user interactions and optimize platform performance and security. - Advertising / Targeting Cookies
Used to deliver more relevant advertisements and measure marketing performance across our channels and partners.
04. Cookies and Personal Data
Certain cookies we use may collect personally identifiable information (PII) such as your name, email address, or IP address. This may occur when you interact with features such as login forms, account settings, or personalized services.
We only use such cookies where necessary and in compliance with applicable data protection laws. You can manage your preferences or withdraw consent at any time via our cookie settings or privacy controls.
05. Managing Cookies
You have the right to manage or disable cookies through your browser settings or by using cookie management tools provided on our website. Please note that disabling certain cookies may impact website functionality.
Browser Settings
You can configure your browser to:
- Refuse cookies
- Alert you when cookies are being sent
- Delete stored cookies
Cookie Consent Banner
On your first visit, our website displays a cookie consent banner allowing you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your preferences by selecting specific cookie categories (e.g., essential, analytics, marketing)
You may review and update your cookie preferences at any time via the cookie settings page.
Non-Essential Cookies
We do not place non-essential cookies on your device unless you have given explicit consent. You may withdraw or modify your consent at any time using the cookie settings available on our website.
06. Legal Basis for Processing
We process personal data collected via cookies based on the following legal grounds:
- Consent – Where required by law, we obtain your consent before placing non-essential cookies on your device.
- Legitimate Interest – For essential cookies required to ensure platform security, usability, and enhanced user experience.
07. Retention of Cookie Data
Data collected via cookies is retained only for as long as necessary to fulfill the purposes described in this policy:
- Session Cookies – Deleted when you close your browser
- Persistent Cookies – Retained only as long as necessary to achieve their purpose. Some cookies may remain until manually deleted by the user, while others expire automatically after a predefined period.
08. Data Protection and Security
We implement appropriate technical and organizational measures to protect personal data collected via cookies against unauthorized access, alteration, or loss. These measures include encryption, access controls, and regular security reviews.
09. Your Rights
You have certain rights regarding your personal data, including data collected through cookies. These rights include:
- Access – Request information on the cookies we use and the data they collect
- Rectification – Request correction of inaccurate data
- Erasure – Request deletion of personal data when it is no longer required
- Restriction of Processing – Request limitations on how your data is used
- Objection to Processing – Object to the use of non-essential cookies
10. Updates to This Policy
We may update this Cookie Management Policy from time to time to reflect changes in technology, legislation, or business practices. Any significant changes will be communicated via our website and mobile applications, and the “Last Updated” date will be revised accordingly.
11. Contact Us
If you have any questions about this Cookie Management Policy or how we use cookies, please contact us:
Data Protection Officer (DPO)
Email: dpo@cf.lk
Phone: +94 11 230 0555
Mailing Address:
Central Finance Company PLC
270, Vauxhall Street,
Colombo 02,
Sri Lanka
