Interest Rates

Savings

CF Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 4.50% 4.59%
A.E.R = Annual Effective Rate

CF Lamaa savings

Amount High Return
Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 4.50% 4.59%
Rs. 500.01 to Rs.10,000.00 5.00% 5.12%
Rs. 10,000.01 to Rs. 25,000.00 5.50% 5.64%
Rs. 25,000.01 & Over 5.75% 5.90%
A.E.R = Annual Effective Rate

CF Excel Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.1000.00 0.00% 0.00%
Rs. 1,000.01 to Rs. 25,000.00 4.75% 4.85%
Rs. 25,000.01 to Rs. 250,000.00 5.00% 5.12%
Rs. 250,000.01 & Over 5.75% 5.90%
A.E.R = Annual Effective Rate

CF Super Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 3.75% 3.82%
Rs. 25,000.01 & Over 4.50% 4.59%
A.E.R = Annual Effective Rate

CF Senior Citizen Savings

Amount Interest Rate (p.a.) A.E.R.
Up to Rs.500.00 0.00% 0.00%
Rs. 500.01 to Rs. 25,000.00 4.25% 4.33%
Rs. 25,000.01 & Over 5.00% 5.12%
A.E.R = Annual Effective Rate

Deposits

CF Term

Period Amount Monthly A.E.R. Maturity A.E.R.
9 MONTHS RS.5,000 & OVER 7.00% 7.23% 7.50% 7.57%
12 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.50% 8.50%
18 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.25% 9.05%
24 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.50% 9.09%
36 MONTHS RS.5,000 & OVER 8.50% 8.84% 10.75% 9.77%
48 MONTHS RS.5,000 & OVER 8.50% 8.84% 11.00% 9.55%
60 MONTHS RS.5,000 & OVER 8.50% 8.84% 11.75% 9.68%
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025

CF Ultra

Period Amount Maturity A.E.R.
12 MONTHS Rs. 921.75 8.50% 8.50%
18 MONTHS Rs. 878.25 9.25% 9.05%
24 MONTHS Rs. 840.50 9.50% 9.09%
36 MONTHS Rs. 756.25 10.75% 9.77%
48 MONTHS Rs. 694.50 11% 9.55%
60 MONTHS Rs. 630.00 11.75% 9.68%
Value at Maturity Rs. 1,000.00
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025

CF Senior Citizen Deposit Scheme (Completed Age: 60 Years On Date Of Deposit)

Period Amount Monthly A.E.R. Maturity A.E.R.
01 MONTHS RS.5,000 & OVER - - 6.00% 6.17%
03 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.00% 7.19%
06 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.50% 7.64%
9 MONTHS RS.5,000 & OVER 7.00% 7.23% 7.50% 7.57%
12 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.00% 9.00%
18 MONTHS RS.5,000 & OVER 8.50% 8.84% 9.75% 9.53%
24 MONTHS RS.5,000 & OVER 8.50% 8.84% 10.00% 9.55%
36 MONTHS RS.5,000 & OVER 9.00% 9.38% 11.25% 10.18%
48 MONTHS RS.5,000 & OVER 9.00% 9.38% 11.50% 9.92%
60 MONTHS RS.5,000 & OVER 9.00% 9.38% 12.25% 10.03%
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025

CF Excel

Period Amount Monthly A.E.R. Maturity A.E.R.
1 MONTH RS.5,000 & OVER - - 6.00% 6.17%
3 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.00% 7.19%
6 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.5% 7.64%
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025

CF Optima

Period Amount Maturity A.E.R.
01 TO > 03 MONTHS RS.1,000 & OVER 6.00% 6.17% - 6.14%
03 TO > 06 MONTHS RS.1,000 & OVER 7.00% 7.19% - 7.12%
06 TO > 09 MONTHS RS.1,000 & OVER 7.50% 7.64% - 7.57%
09 TO > 12 MONTHS RS.1,000 & OVER 7.50% 7.57% - 7.50%
12 TO > 18 MONTHS RS.1,000 & OVER 8.50% 8.50% - 8.33%
18 TO > 24 MONTHS RS.1,000 & OVER 9.25% 9.05% - 8.86%
24 TO > 36 MONTHS RS.1,000 & OVER 9.50% 9.09% - 8.72%
36 TO > 48 MONTHS RS.1,000 & OVER 10.75% 9.77% - 9.35%
48 TO > 60 MONTHS RS.1,000 & OVER 11.00% 9.55% - 9.16%
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025

CF Kalin Poli

Term Senior Citizens (over 60 years of age)
Period Amount Monthly(Annual) A.E.R Maturity A.E.R Monthly A.E.R Maturity A.E.R
01 MONTHS RS.5,000 & OVER - - 6.00% 6.17% - - 6.00% 6.17%
03 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.00% 7.19% 6.75% 6.96% 7.00% 7.19%
06 MONTHS RS.5,000 & OVER 6.75% 6.96% 7.50% 7.64% 6.75% 6.96% 7.50% 7.64%
09 MONTHS RS.5,000 & OVER 7.00% 7.23% 7.50% 7.57% 7.00% 7.23% 7.50% 7.57%
12 MONTHS RS.5,000 & OVER 7.50% 7.76% 8.50% 8.50% 8.00% 8.30% 9.00% 9.00%
18 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.25% 9.05% 8.50% 8.84% 9.75% 9.53%
24 MONTHS RS.5,000 & OVER 8.00% 8.30% 9.50% 9.09% 8.50% 8.84% 10.00% 9.55%
36 MONTHS RS.5,000 & OVER 8.50% 8.84% 10.75% 9.77% 9.00% 9.38% 11.25% 10.18%
48 MONTHS RS.5,000 & OVER 8.50% 8.84% 11.00% 9.55% 9.00% 9.38% 11.50% 9.92%
60 MONTHS RS.5,000 & OVER 8.50% 8.84% 11.75% 9.68% 9.00% 9.38% 12.25% 10.03%
Conditions Apply
A.E.R = Annual Effective Rate
W.E.F. 17/06/2025